5046 SILVER CHARM TERRACE, WESLEY CHAPEL, FL, 33544
Active3 days on marketListed Aug 14, 2026MLS #TB8539150
About this home
5046 SILVER CHARM TERRACE
NEW ROOF, PRIVATE POOL & SPA, 3-CAR GARAGE and a peaceful conservation setting! Located in a gated village of Lexington Oaks, this spacious 4-bedroom, 3.5-bath home with a dedicated office offers 2,788 square feet of thoughtfully designed living space and a desirable split-bedroom floor plan. From the moment you enter, you'll appreciate the bright, freshly painted interior and spacious layout featuring separate formal living and dining areas, a dedicated office and an inviting family room open to the kitchen. The kitchen features white cabinetry, granite countertops, tile backsplash, stainless steel appliances, abundant counter space and a breakfast area overlooking the outdoor living space. The private primary suite is generously sized with a walk-in closet and en-suite bath featuring dual vanities, a soaking tub and separate walk-in shower. Secondary bedrooms are located on the opposite side of the home, including a private en-suite bedroom with its own full bath, offering an ideal arrangement for guests, extended family or multigenerational living. With vinyl plank and tile flooring throughout, there is NO CARPET. Step outside and enjoy Florida living year-round from the covered lanai and expansive screened outdoor living area. The private pool and spa are surrounded by a spacious paver deck with plenty of room for lounging and entertaining. Mature palms and a conservation backdrop create a peaceful setting with added privacy. Major recent improvements provide added value, including a NEW ROOF (July 2026), NEW GARAGE DOORS (August 2026), FRESHLY PAINTED INTERIOR (August 2026), water heater replaced in June 2024 and pool heater replaced in January 2024. The 3-car garage provides plenty of room for vehicles and additional storage. Lexington Oaks offers an array of amenities, including an 18-hole golf course with an onsite restaurant, community pool, clubhouse, fitness center, playgrounds and sports courts. Conveniently located near I-75 with easy access to shopping, dining, medical facilities and everything Wesley Chapel has to offer. With a spacious floor plan, private pool and spa, conservation setting and significant recent improvements, this home offers the space, features and Florida lifestyle you've been looking for.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,788
Sqft
0.24 ac
Lot size
3
Garage
2002
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,584 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,584/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.9%
$/sqft vs Wesley Chapel actives
$215 vs $204
Days on market
3 vs 49 typical
Where $215/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lexington Oaks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Lexington Oaks — neighborhood snapshot
Population
4,151
Median age
39
Median income
$107,668
Median home value
$344,617
Avg household
3
Households w/ children
624
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $430K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
234 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% above the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 5046 SILVER CHARM TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$685,000
5042 SILVER CHARM TERRACE · same community
5 bd · 4 ba · 3,302 sqft · $207/sqft · 18 DOM
Sold · May ’26$585,000
26249 SWORD DANCER DRIVE · same community
4 bd · 4 ba · 3,614 sqft · $162/sqft · 120 DOM
Sold · Apr ’26$475,000
3926 MEADOWLARK COURT
5 bd · 3 ba · 2,758 sqft · $172/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yordanka Sanchez Quillen
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5046 SILVER CHARM TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5046 SILVER CHARM TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Yordanka's phone and CRM.
Straight answers
5046 SILVER CHARM TERRACE FAQs
What would the monthly payment be for 5046 SILVER CHARM TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,584/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5046 SILVER CHARM TERRACE?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5046 SILVER CHARM TERRACE?+
The most recent tax bill on record (2025) was $11,440. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5046 SILVER CHARM TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $600,000, this home is listed about 39% above the Wesley Chapel median of $432,500. The market section on this page shows how the area is trending.
Which schools are assigned to 5046 SILVER CHARM TERRACE?+
Veterans Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$600,000 runs 75% above the WESLEY CHAPEL 33544 median — but at 2,788 sqft it's also 35% larger than the typical Wesley Chapel listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Wesley Chapel market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MORNEAU PROPERTY GROUP · Kerry Morneau. MLS #TB8539150.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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