Yordanka Sanchez Quillen
$275,0002 bd1 ba1,182 sqft$233 /sqft$2,134 /mo all-in ↓

2149 RIVIERA DRIVE, CLEARWATER, FL, 33763

Active0 days on marketListed Aug 13, 2026MLS #TB8538468

Single Family ResidenceLAKE CITRUS ESTATES 1ST ADD

About this home

2149 RIVIERA DRIVE

Mid-Century character, solid construction, and an unbeatable Clearwater location! This charming block home offers the timeless architectural appeal of the Mid-Century Modern era, when craftsmanship, quality materials, and thoughtful design were built to last. Whether you’re searching for your first home, a comfortable Florida retreat, or an investment opportunity, this property offers plenty of possibilities. The spacious floor plan features two generously sized bedrooms, a versatile Florida/family room, and a large indoor laundry room—a rare and highly desirable convenience. Step outside to the fully fenced backyard, offering privacy and space to create your own outdoor oasis, entertain friends, or simply enjoy the Florida sunshine. Situated in unincorporated Clearwater, this home puts you within easy reach of the area's best attractions, including the Gulf beaches, shopping, dining, entertainment, and everyday conveniences. With its solid block construction, Mid-Century charm, functional living spaces, and flexible potential, this is a home that can work for you today while offering exciting possibilities for tomorrow. A great opportunity to own a piece of classic Florida architecture in a location that keeps you close to it all!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,182

Sqft

0.14 ac

Lot size

1957

Year built

One

Levels

$233

Per sqft

NegotiablePets allowed

Inside

FlooringCeramic Tile · Laminate
AppliancesDryer · Electric Water Heater · Range · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
FacesWest
ParkingDriveway
ExteriorFrench Doors

Community & fees

Taxes (2025)$2,803/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,134 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$234
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,134/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$234
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$264KedgeAI estimate $331,261 · range $321K$366K$381K

vs edgeAI estimate

−17%

Days on market

0 vs 56 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 2149 RIVIERA DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33763 — neighborhood snapshot

Population

21,278

Median age

53.8

Median income

$53,552

Median home value

$215,900

Avg household

2.12

Households w/ children

1,898

For the school run

Pinellas County School District

ElementaryMcMullen-Booth Elementary School★★★★★
HighCountryside High School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$306K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 72% above the CLEARWATER 33763 median. See the full Clearwater market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $275,000 · 0 days on market since
1957Built · LAKE CITRUS ESTATES 1ST ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yordanka Sanchez Quillen

Your agent

Yordanka Sanchez Quillen

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2149 RIVIERA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2149 RIVIERA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Yordanka's phone and CRM.

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Goes straight to Yordanka’s phone and CRM.

Straight answers

2149 RIVIERA DRIVE FAQs

What would the monthly payment be for 2149 RIVIERA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,134/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2149 RIVIERA DRIVE?+

The most recent tax bill on record (2025) was $2,803. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2149 RIVIERA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $275,000, this home is priced right at the Clearwater median.

Which schools are assigned to 2149 RIVIERA DRIVE?+

McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Melinda Pletcher. MLS #TB8538468.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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