865 SE 28TH STREET, OCALA, FL, 34471
Active3 days on marketListed Aug 10, 2026MLS #OM730060
About this home
865 SE 28TH STREET
Under Construction. Welcome to this beautifully designed new-construction 3-bedroom, 2-bathroom, 2-car garage home in Southeast Ocala! Featuring a stylish modern design, quality upgrades, and a thoughtfully designed open floor plan, this home is built for both comfortable everyday living and effortless entertaining. The spacious kitchen is a standout, featuring crisp white shaker cabinetry with soft-close drawers, an expansive island, under-cabinet lighting, and elegant crown molding above the cabinets. The kitchen flows seamlessly into the open living area, where large sliding glass doors lead to the backyard and fill the space with natural light. The split-bedroom layout offers privacy with two generously sized guest bedrooms and a guest bath featuring a beautifully tiled shower/tub combination. The spacious primary suite includes a large walk-in closet with a dedicated network/media panel and a private ensuite bath with a modern walk-in shower. Throughout the home, you'll find LVP flooring, upgraded baseboards, modern black fixtures and hardware, and ceiling fans throughout, creating a cohesive and contemporary feel. Thoughtful details and upgraded finishes give this home a polished look that goes well beyond standard new construction. Conveniently located in Southeast Ocala, this home is close to schools, shopping, dining, medical facilities, and everyday conveniences. With modern finishes, desirable upgrades, and a functional layout, this beautiful new construction home is ready to welcome you home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,558
Sqft
0.25 ac
Lot size
2
Garage
2026
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,017 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,017/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.1%
$/sqft vs Ocala actives
$186 vs $186
Days on market
3 vs 53 typical
Where $186/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
181 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 865 SE 28TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$315,000
3880 SW 6TH AVENUE
3 bd · 2 ba · 1,566 sqft · $201/sqft · 22 DOM
Sold · Jan ’26$270,000
3810 SW 5TH AVENUE
3 bd · 2 ba · 1,574 sqft · $172/sqft · 160 DOM
Sold · Feb ’26$249,900
4001 SE 19TH AVENUE
3 bd · 2 ba · 1,575 sqft · $159/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yordanka Sanchez Quillen
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 865 SE 28TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 865 SE 28TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Yordanka's phone and CRM.
Straight answers
865 SE 28TH STREET FAQs
What would the monthly payment be for 865 SE 28TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,017/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 865 SE 28TH STREET?+
The most recent tax bill on record (2025) was $266. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $289,900, this home is listed about 3% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 865 SE 28TH STREET?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OCALA 34471 market on paper
$289,900 is 5% below the OCALA 34471 median of $304,900, and at $186/sqft it sits under the Ocala average of $206.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Ocala market that averages 53 — if it fits, move quickly.
04Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOMERUN REALTY · Nicholas Josey. MLS #OM730060.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 865 SE 28TH STREET but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Yordanka to ping you on any price or status change →