1340 MEDITERRANEAN DRIVE, PUNTA GORDA, FL, 33950
Active1 days on marketListed Aug 14, 2026MLS #C7529200
About this home
1340 MEDITERRANEAN DRIVE
Punta Gorda Isles! Stunning 3 bedroom + office/den, 2 bath, oversized 2-car garage waterfront pool home with powerboat access to Charlotte Harbor leading to the Gulf! For the avid boater, this property features 80' of waterfrontage, extended 51' concrete dock with water and electric plus 10,000 lb. boat lift. This exceptional home is filled with thoughtfully designed architectural features, including coffered and double tray ceilings, crown molding, and contemporary lighting. The living room features a large slider to the lanai seamlessly blending indoor and outdoor living spaces. Adjacent to the living room, an office/den offers endless versatility, providing the perfect space for working from home or creating an additional entertainment area. Gourmet kitchen features two-toned wood cabinetry with under-cabinet lighting, complemented by tile backsplash and granite countertops. The dining area is highlighted by a large sliding glass door and window that showcases serene water views, while the oversized island offers abundant seating and serves as the heart of the home for everyday living and entertaining. Generous primary suite offers direct access to the lanai/pool area, his and her walk-in closets and an ensuite bath with dual vanities, roman shower, and a private water closet. Split floor plan is designed for optimal privacy, featuring two additional guest bedrooms that share a well-appointed guest bath that also doubles as a pool bath, adding to the home's functionality and appeal. Step outside to your private oasis featuring a covered lanai with room for a future outdoor kitchen and a screened, heated saltwater pool, perfect for entertaining guests. Additional features include an oversized garage measuring approximately 29.7 feet wide by 24 feet deep, newly sealed pavers, impact windows plus front and rear doors have double hurricane protection for added peace of mind. Located on a quiet street in a popular golf and boating community close to St. Andrews South Golf Club, the Yacht Club, Fishermen's Village, and the historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating, fine dining, and beautiful parks. Don't miss your chance to own this waterside treasure! Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,231
Sqft
0.22 ac
Lot size
2
Garage
2018
Year built
One
Levels
$413
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,300 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,300/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.8%
$/sqft vs PUNTA GORDA ISLES SEC 07
$413 vs $305
Days on market
1 vs 63 typical
Where $413/sqft sits among the 8 homes for sale in PUNTA GORDA ISLES SEC 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
2 of 8
PUNTA GORDA ISLES SEC 07 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 237% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1340 MEDITERRANEAN DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$565,000
505 VIA CINTIA · same community
3 bd · 2 ba · 2,304 sqft · $245/sqft · 264 DOM
Sold · Nov ’25$675,000
917 FRANCESCA COURT · same community
3 bd · 2 ba · 2,112 sqft · $320/sqft · 0 DOM
Sold · Jul ’26$725,000
1320 APPIAN DRIVE · same community
3 bd · 3 ba · 2,367 sqft · $306/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yordanka Sanchez Quillen
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1340 MEDITERRANEAN DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1340 MEDITERRANEAN DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Yordanka's phone and CRM.
Straight answers
1340 MEDITERRANEAN DRIVE FAQs
What would the monthly payment be for 1340 MEDITERRANEAN DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,300/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1340 MEDITERRANEAN DRIVE?+
The most recent tax bill on record (2025) was $9,794. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1340 MEDITERRANEAN DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $922,500, this home is listed about 169% above the Punta Gorda median of $343,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1340 MEDITERRANEAN DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$922,500 runs 237% above the PUNTA GORDA 33950 median — but at 2,231 sqft it's also 32% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Punta Gorda market that averages 63 — if it fits, move quickly.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7529200.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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